


Current Index of Free Site Traffic Magnets

The following is a list of 23 Site Traffic Magnets that I have developed or enhanced. You may install any of these STMs on your site for free, so long as my copyright info remains embedded in the code and the link back to my site is visible on the page you install the STM(s) on. If you would like to purchase a license for the latest commercial grade (professional) version of any calculators listed on this page, please visit our Commercial Calculator Center.
BiWeekly Mortgage Calculator

This calculator will show you how much you will
save if you make 1/2 of your mortgage payment every two weeks instead of making a full
mortgage payment once a month. In effect, you will be making one extra mortgage payment
per yearwithout hardly noticing the additional cash outflow. But, as your about to
discover, you will certainly notice the increased cash flow that will occur when you pay
your mortgage off way ahead of schedule! 
Car Cost Comparison Calculator

When buying a car most people fail to consider
ALL of the expenses that will be generated by their purchase. And because nearly all car
buying scenarios come with different variables (depreciation rates, interest rates,
purchase prices, insurance costs, mpg ratings, etc.), it becomes extremely difficult to
compare one buying scenario with another...until now that is. This calculator will not
only help you to forecast the REAL COST of buying and owning a car, but it will also help
you to more accurately compare the real cost of one car buying scenario with the real cost
of a second car buying scenario. 
Child Math Tutor

Since addition, subtraction, multiplication and division are skills children need to know in order to become successful money managers, this interactive tool was created to give children an interesting way to hone those allimportant math skills. If you have children and any of them haven't yet memorized the math factors for their age group, simply make using this tool part of their required daily homework. 
Credit Card Minimum Payment Interest Calculator

This calculator will show you how much interest you will end
up paying if you make only the minimum required payment on your credit card bill. It will
also tell you how many minimum payments you will make before your balance is paid off (up
to a maximum of 600 payments). 
Debt Investment Calculator

Before you go throwing darts on Wall Street, check to make
sure you can't earn a higher rate of return simply by investing in your own debt! For
example, if you have a credit card balance that's costing you 19% per year, and you
increase your payment, you will get a <u>guaranteed</u> 19% return on your investment.
What's more, your earnings will be taxfree! So use this JavaScript Calculator to see how
much you could be earning if you increased your payment on any one of your debts. 
Electric Appliance Operating Cost Calculator

This JavaScript calculator will help you to
estimate the cost of operating any given electrical appliance, based on the average KWH (kilowatt
hours) used per day, and on the average cost per KWH charged by your electric company. 
Exponential Expression Calculator

This JavaScript Calculator will find the
product of an exponential expression (as in x raised to the power of y, where y is less
than 600). It will handle positive and negative exponents and positive and negative bases.
And when the result is too large, it will even display the results in scientific notation. 
Future Value Calculator

This calculator will show you the Forgone
Interest Earnings that will result after spending a given dollar amount on a
nonappreciating, nonnecessary purchase. 
Future Value of Periodic Payments Calculator

This calculator will show you how much interest
you will earn over a given period of time; at any given interest rate; based on an initial
investment plus a fixed monthly addition. The calculator compounds monthly and assumes
deposits are made at the beginning of each month. 
IncreaseYourWage Calculator

If you work one hour and spend that hour's
entire wage on a nonnecessary, nonappreciating purchase, you have effectively limited
the value of one hour's wage to its face value. On the other hand, if you were to invest
all or part of the one hour's wage into an interest earning investment, this would serve
to increase that hour's wage by an amount equal to the total interest earned by the
investment. In other words, the person who is ultimately responsible for setting your
hourly wage rate is not your bossit's YOU! The calculator below will calculate the
future value of your hourly wage based on the portion invested, the annual rate of return,
and the number of years invested. 
Lifetime Savings Calculator

This calculator will show you how much you'll
save over the course of your lifetime when permanently switching from any given high
priced buying habit (name brand) to its functional, less expensive equivalent (generic).
Plus, it will also show you how much interest you could earn if you were to invest all or
part of those savings as you realized them. As you're about to see, "a penny
saved" can REALLY ADD UP! 
Miles Per Gallon Calculator

This calculator will compute your car's Miles Per Gallon and forecast
your gasoline expense for one month and for one year. It also allows you to see how much
money you would save if you were driving a car that got better gas mileage. 
MLM Commission Calculator

This simple Java calculator will help you to
calculate your monthly MLM commission check based on the number of partners in your
downline, the commission percentage on each level, and the average monthly personal volume
(PV) per partner. 
Money to Time Calculator

This calculator will show you how much time your money is worth. But
in order to use this calculator you must first calculate your <a HREF="/ww_display_calc.php3?old_script_id=9">Real
Hourly Wage. 
Mortgage Refinancing Calculator

This JavaScript calculator will help you to
decide whether or not you should refinance your current mortgage at a lower interest rate.
Not only will this calculator calculate the monthly payment and net interest savings, but
it will also calculate how many months it will take to break even on the closing costs. 
NonMonthly Payment Calculator

This calculator will convert your nonmonthly
payments into their monthly equivalents, and then provide you will a total. This total
will represent how much you will need to set aside each month in order to make your
nonmonthly payments as they come due. A great budgeting tool! 
Personalized Short Story

This JavaScript Calculator will write a short story based on your own
personal data entries. Just think, you can insert this story or one like it into your
website and each and every visitor to your site will read a totally different story!
Please note that this calculator is only meant to provide you with an example of what can
be done with JavaScript and is no way intended to showcase my writing skills. :) 
Real Hourly Wage Calculator

So your boss told you that you were getting paid $10 an hour? Don't
believe it! This calculator will show you how much you're REALLY profiting (aftertax,
after workrelatedexpense takehome) from each hour you devote to workingboth paid and
unpaid. But wait! Before you approach your boss with this startling computation, make sure
you see both sides. You know, your boss's "side" and the "outside!"
;) 
SelfGrading Quiz

This selfgrading JavaScript Quiz  complete with a popup report card  will allow your visitors to test their knowledge of a subject related to your site. And not only does this script automatically calculate a letter grade, but it also lists references for wrong answers and only allows one attempt for each question. This particular JavaScript SelfGrading Quiz happens to be about the bible, but you can change it to whatever subject you desire simply by using our amazing <A HREF="/ww_stm_quiz.php">SelfGrading Quiz Creator</A>. You can also increase or decrease the number of questions as needed. Note that this script includes the use of arrays and may only work with netscape 3.0 or higher.

Web Hosting Income Calculator

Can you think of a local business or two that would like to make their
products or services available to 50 million prospective buyers? Yes? Then it's actually
possible for you to make money with your virtual server. How? By offering to host web
pages for local businesses. So how much money can you make? Well
that depends on several factors, but the following JavaScript Calculator will give you an
idea as to the income potential of running your own web hosting business. 



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